More and more simplified procedure of authorizing bank transactions encourages thieves to empty our bank accounts. While browsing through Internet forums or the latest news reports from the police, we learnt that the frequency of stealing money from bank accounts is growing.

We do not have to look far, in April this year police busted the criminal group which from 2012 stole 94 million PLN from bank accounts worldwide, due to the TIMBA virus. The virus intercepted data from bank accounts of companies, colleges, offices, as well as individuals. Next stolen money was transferred to opened banking accounts in the Ukraine and Russia. 

We must take into account that the scale of frauds of this type is so great that banks start analysing every case more precisely. Banks check whether the simple recklessness is reason of client's empty account. 

Among the most popular methods of hackers, is sending to the mail addresses of bank clients the false messages e.g. with information about the fact that our account was blocked and in order to unblock it, it will be sufficient to click the link and log on. By logging onto false website of the bank the client shares his login name and the password without even realizing it. 

What to watch out for? 

- the bank never asks to share logging data to our bank account 

- we have to remember that while logging onto the bank website we need to pay attention whether the address is preceded by the symbol of the closed padlock and the https: / / markup. 

- in case of any doubts before logging onto the bank domain, we have to  make sure whether it is certainly the domain of the bank. How to do it? We access the national domain register (www.dns.pl, the WHOIS bookmark) and we type the Internet address of the website to which we intend to log on 

- do not open attachments enclosed to unknown mail addresses 

- take care of the safety of our smartphone which is an inseparable element of confirming banking transactions